A
- A Will
A will is a legally binding document that outlines an individual's wishes for the distribution of their assets after death. - ADA Compliance
dherence to the requirements set forth in the Americans with Disabilities Act (ADA) regarding accessibility and non-discrimination. - Adversary Proceeding
A separate lawsuit filed within a bankruptcy case to resolve specific disputes or recover money or property. - Aggravated Damages
Additional compensation awarded in civil cases for egregious conduct by the defendant intended to punish and deter similar behavior beyond ordinary compensatory damages. - Alien
A foreign-born individual who is not a citizen of the country they reside in. - Alimony
A court-ordered financial support paid by one spouse to the other after divorce or legal separation. - Alternative Dispute Resolution
Methods for resolving disputes outside of traditional courtroom litigation, such as mediation and arbitration. - Annulment
An annulment is a legal decree that retroactively declares a marriage invalid or null and void. - Antitrust Laws
Federal and state regulations designed to promote fair competition, prevent monopolies, and protect consumers by prohibiting anticompetitive business practices and mergers that reduce market competition - Apportionment of liability
The legal process of allocating responsibility for damages among multiple parties involved in a civil case is based on their degrees of fault or respective contribution. - Arbitration
A private dispute resolution process where parties agree to be bound by a third party's decision. - Arraignment
Arraignment is the initial court appearance where criminal charges are formally read to the defendant, who then enters a plea. - Assumption of Risk
A legal defense in negligence cases where the defendant argues that the plaintiff knowingly and voluntarily accepted the risks associated with the activity. - Attractive Nuisance Doctrine
A legal principle holds property owners liable for children's injuries caused by hazardous conditions on their property that are likely to attract curious minors. - Automatic Stay
An injunction that automatically stops creditors from pursuing collection actions against the debtor once the bankruptcy petition is filed.
B
- Bail
Money or bond paid to allow temporary release from custody, ensuring defendant's future court appearances. - Bait and switch
Bait and switch is a deceptive marketing tactic advertising low prices to lure customers, but promoting higher-priced goods instead. - Bankruptcy
Bankruptcy is a legal process for dealing with overwhelming debt and seeking relief. - Bankruptcy Code
The uniform federal law governing bankruptcy cases in the United States is codified as Title 11 of the United States Code. - Bankruptcy-Estate
The legal entity created upon the filing of a bankruptcy case, consisting of all the debtor's non-exempt assets and interests. - Bankruptcy-petition
In bankruptcy, a petition is the legal document filed by a debtor to initiate bankruptcy proceedings. - Beneficiary
The person or entity designated to receive benefits or proceeds from an insurance policy. - Breach of Contract
A breach of contract occurs when one party fails to fulfill its obligations under a legally binding agreement. - Breach of Duty
A failure to meet the required standard of care, violating the legal duty owed.
C
- Chapter 11
A form of bankruptcy that allows businesses to reorganize their debts and assets while continuing to operate. - Chapter 13
A type of bankruptcy that allows individuals with regular income to restructure their debts through a repayment plan also called wage earner's plan. - Chapter 7
A type of bankruptcy that provides for the liquidation of non-exempt assets to pay creditors and discharge eligible debts. - Child Custody
Child custody refers to the legal determination of parental rights and responsibilities regarding the care and upbringing of minor children. - Civil Liberties
Fundamental individual rights and freedoms guaranteed by law and the Constitution against potential government overreach or oppression. - Civil Rights
The basic rights and freedoms guaranteed to individuals by a nation's constitution and laws. - Claim
A formal request for payment or benefit under an insurance policy after a covered event occurs. - Class Action Lawsuit
A legal procedure allowing a large group of plaintiffs with similar claims to sue a defendant collectively streamlines the judicial process and increases efficiency. - Collateral Source Rule
A rule that prevents the consideration of payments or benefits received from third parties when determining damages in a personal injury case. - Comparative Negligence
Legal doctrine that assigns fault and reduces compensation based on the plaintiff's degree of responsibility for their own injury. - Compensation
Financial reimbursement awarded to an injured party to cover losses resulting from an accident or injury, including medical expenses, lost wages, and pain and suffering. - Complaint
The legal document filed by the plaintiff that initiates a lawsuit and outlines the claims and requested relief. - Constructive Discharge
When an employer makes working conditions so intolerable that a reasonable employee is forced to resign. - Consumer
An individual or household that acquires goods and services, primarily for personal, family, or household purposes, rather than for commercial resale - Consumer Protection
The laws, regulations, and practices designed to safeguard the rights and interests of consumers, prevent deceptive or abusive business practices, and ensure fair trade. - Contract
A legally binding agreement between two or more parties that creates mutual obligations to be performed. - Contributory Negligence
A legal principle bars plaintiffs from recovering damages if they are partially responsible for the injury or harm they suffered in injury, regardless of the defendant's degree of fault in the incident. - Cooling-Off Period
A legally mandated time frame during which a consumer has the right to cancel a purchase or contract without penalty. - Copyright
The exclusive legal right to reproduce, publish, sell, or distribute an original literary, artistic, or intellectual work. - Corporation
A legally created business entity with rights and liabilities separate from its owners, having perpetual existence and centralized management. - Coverage
The specific risks, losses, or events outlined in an insurance policy for which the insurer agrees to provide financial protection or compensation. - Covered Entities
Organizations and individuals required to comply with HIPAA rules for handling protected health information. - Cramdown
A court-imposed debt reorganization plan in bankruptcy that allows repayment over time, despite creditors' objections, under specific conditions. - Creditor
An entity with extended credit or loaned money, possessing a legal claim for repayment from a debtor.
D
- Damages
Monetary compensation awarded to a plaintiff for losses or injuries suffered due to another party's negligence or wrongdoing. - Debtor
A person or entity legally liable and obligated to pay money owed to creditors or lenders. - Deed
A deed is a legal instrument that conveys ownership rights of real property from one party to another. - Defendant
In a civil lawsuit, the defendant is the party against whom allegations and a claim for relief are made by the plaintiff. - Disability discrimination
Unlawful differential treatment toward individuals based on their physical, mental, or cognitive impairments. - Disability harassment
Hostile or offensive conduct directed at individuals with disabilities, creating a hostile work environment or denying equal access to services. - Disability Rights
Legal protections and advocacy efforts aimed at promoting the rights and dignity of individuals with disabilities. - Discharge
A court order that releases the debtor from personal liability for certain types of debts. - Discovery
In a civil lawsuit, discovery is the pre-trial process where each party can obtain evidence and information from the opposing party. - Discrimination
The unjust or prejudicial treatment of different individuals or groups, typically due to characteristics like race, age, gender, disability or religion. - Discrimination
The unjust or unequal treatment of an employee based on protected characteristics like race, color, religion, sex, national origin, age, or disability. - Disparate Treatment
Intentional discrimination against one or more individuals based on their protected characteristics. - Divorce
Divorce is the legal dissolution of a marriage by a court or other competent body. - Dram Shop Law
Legal statutes holding alcohol-serving establishments liable for injuries caused by intoxicated patrons aim to promote responsible serving practices and reduce alcohol-related accidents. - Duty of Care
A legal obligation to exercise reasonable care while performing acts that could foreseeably harm others. - Duty to Warn
A legal obligation requiring manufacturers, sellers, or others to provide adequate warnings about any potential dangers associated with their products or services to consumers or users.
E
- Employment-at-will
A doctrine that allows an employer to terminate an employee for any reason, without cause, as long as it's not illegal discrimination or retaliation. - Equal Protection
The constitutional guarantee that all people be treated equally under the law. - Escrow
Escrow is a legal arrangement where a third party holds assets or funds until specific conditions are met by transacting parties. - Eviction
Eviction is the legal process of removing a tenant or occupant from a rental property due to violation of the lease terms. - Executor
The person or entity legally appointed by a testator to administer their estate, manage assets, pay debts, and distribute property per their will's instructions. - Exempt Property
Assets protected by law from seizure by creditors or from being sold in a bankruptcy proceeding to pay off debts. - Exemptions
Legal provisions that protect certain assets or income from being seized or used to satisfy debts or liabilities.
F
- Fair Debt Collection Practices Act (FDCPA)
A federal law that prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. - False Advertising
Intentionally making false or misleading statements about a product or service in advertising or marketing materials. - Foreclosure
Foreclosure is a legal process where a lender seizes and sells mortgaged property due to borrower's failure to repay the loan. - Fraudulent Transfer
The intentional transfer of assets to hinder, delay, or defraud creditors or to avoid payment of debts.
G
- Garnishment
A legal process by which a creditor can collect payment from a debtor's income or assets held by a third party.
H
- Habeas Corpus
A legal instrument that requires law enforcement to bring a prisoner before the court to determine if the person's imprisonment or detention is lawful. - Healthcare Proxy
A legal document appointing someone to make healthcare decisions on a person's behalf if they become incapacitated. - HIPAA
The Health Insurance Portability and Accountability Act, a federal law that sets standards for protecting patient health information privacy and security. - Hostile Work Environment
A workplace where offensive or abusive behavior creates an intimidating, hostile or abusive atmosphere for employees. - Human rights
Fundamental rights inherent to all human beings, regardless of race, sex, nationality, ethnicity, language, religion or other status.
I
- immigrant
A foreign-born individual who has been granted lawful permanent resident status in a country. - Informed Consent
Patient's voluntary permission for medical treatment after full disclosure of risks, benefits, and alternatives. - Insured
The individual or entity that purchases insurance coverage and whose interests are protected by the insurance policy. - Insurer
The insurance company or entity that provides insurance coverage and assumes risk in exchange for premiums. - Intellectual Property
Creations of the mind, such as inventions, literary and artistic works, symbols, and names, that are protected by law. - Intentional Tort
A civil wrong resulting from a deliberate act by the defendant to cause harm or offense to another person, regardless of the resulting damage. - Intestate
Intestate refers to the condition of dying without a legally valid will in place. - Intestate succession
The legal process by which a deceased person's estate is distributed to heirs according to state laws when no valid will exists. - Involuntary-Bankruptcy
Involuntary Bankruptcy: A type of bankruptcy case initiated by creditors against a debtor who has failed to pay their debts, without the debtor's consent.
L
- Lawful Permanent Resident
An immigrant who has been granted the right to live and work permanently in a country (also known as a "green card" holder in the U.S.). - Lawsuit
A lawsuit is a legal proceeding initiated by a plaintiff against a defendant in a civil court. - lease
A lease is a legal contract that conveys the right to use or occupy real property for a specified period in exchange for consideration. - Lemon Laws
A statute that provides remedies for consumers who purchase defective vehicles, typically allowing for a refund or replacement. - Liability
The legal responsibility of any individual or entity for their actions or inactions that may result in an obligation to compensate others for damages or injuries. - Lien
A legal claim or right against another person's property, typically to secure payment of a debt or obligation until discharged. - Limited Liability Company
A flexible business structure combining liability protection and pass-through taxation while allowing owner management involvement. - Litigation
The process of resolving disputes through the court system by filing a lawsuit. - Loss of Consortium
A legal claim for damages due to deprivation of familial benefits, typically between spouses, including companionship, affection, and sexual relations, caused by wrongful injury. - Loss of Earning Capacity
The reduction in a person's ability to earn future income due to injury or disability, as compared to their pre-injury earning potential.
M
- Marriage
Marriage is a legally recognized union between two individuals, establishing rights and obligations. - Means Test
Means Test: A financial assessment used to determine eligibility for certain benefits, assistance, or legal processes based on income and assets. - Mediation
A voluntary dispute resolution process facilitated by a neutral third party mediator. - Medical Malpractice
Negligence by a healthcare professional that deviates from accepted standards of medical practice, resulting in injury or harm to a patient. - Medical Malpractice
Professional negligence by a healthcare provider through actions or treatment that deviate from accepted standards of practice, resulting in harm to a patient. - Miranda Rights
Constitutional warnings given by law enforcement to criminal suspects in custody before interrogation, informing them of their right to remain silent and to legal counsel. - mortgage
A mortgage is a legal instrument securing a loan with real property as collateral, allowing lender recourse if borrower defaults. - Motion
In a lawsuit, a motion is a written request made to the court asking for a specific ruling or order.
N
- Naturalization
The legal process through which an immigrant acquires citizenship or nationality of a foreign country. - Negligence
The failure to exercise reasonable care, resulting in damage or injury to another party. - Non-Exempt Property
Assets that are not protected by law and can be seized by creditors or sold in bankruptcy to pay off debts. - Nonimmigrant
A foreign national admitted to a country for a temporary period and a specific purpose, such as study, work, or travel.
O
- Occupational Disease
A health condition or illness that develops due to workplace exposure to hazardous substances, environments, or activities over an extended period of time.
P
- Pain and Suffering
Non-economic damages in personal injury cases, compensating for physical discomfort, emotional distress, and reduced quality of life resulting from an injury or accident. - Partnership
A business owned by two or more people who share profits, liabilities, and management responsibilities through a legally formed agreement. - Patent
A legally-enforced right to exclusively make, use, and sell an invention for a limited time. - Personal Injury
Legal term for physical or psychological harm caused by another's negligence or intentional act, often resulting in a compensation claim. - PHI
Protected Health Information (PHI) is any individually identifiable health data protected by HIPAA privacy standards. - Plaintiff
The party who commences a civil lawsuit by filing a legal claim against another party (the defendant). - Policy
The written contract between the insured and the insurance company that outlines the terms, conditions, and coverages of the insurance agreement. - Preference
A payment or transfer of interest to a creditor shortly before the bankruptcy filing that can be undone by the trustee if it favors one creditor over others. - Premises liability
Legal responsibility of property owners or occupiers for injuries or damages suffered by individuals on their property due to unsafe conditions or negligent maintenance - Premium
The amount paid by an insured to an insurance company for coverage under a policy. - Priority Claim
A debt, under bankruptcy law, must be paid before other unsecured claims in a bankruptcy proceeding due to its elevated status. - Probate
A comprehensive court-supervised legal process of authenticating a deceased person's will, appointing an estate administrator, settling debts and taxes, and distributing remaining assets. - Product Liability
Legal responsibility of any manufacturer, distributor, and seller for damamges or injuries resulted by a defective or dangerous products they produce, distribute, or sell. - Proof of Claim
A formal, written statement submitted by a creditor to assert their right to payment in a bankruptcy case. - Proximate Cause
The primary or most direct cause of an injury in a legal claim, which is sufficiently related to the harm to justify imposing liability. - Public Domain
Works that are not protected by intellectual property rights and are freely available for public use. - Punitive Damages
Financial penalties awarded in addition to compensatory damages are designed to punish defendants for any egregious conduct and deter similar behavior in the future.
R
- Reaffirmation Agreement
A legally binding contract in which a debtor agrees to remain liable for a debt after bankruptcy discharge. - Real estate
Real estate refers to the legal ownership and rights associated with landed properties, including residential, commercial, industrial, and other types of real estate. - Reasonable accommodation
Modification or adjustment made by an employer, educational institution, or public entity to enable individuals with disabilities to perform essential job functions or access services. - Reasonable doubt
Lack of sufficient evidence preventing conviction of a defendant, meaning proof fails to overcome reasonable doubt - Refugee
An individual who has been forced to flee their home country due to persecution, war, or violence. - Res Ipsa Loquitur
A legal doctrine allows negligence to be inferred from the very nature of an accident or injury without direct evidence of negligence. - Royalty
A payment made to an intellectual property owner for the use or exploitation of their intellectual property rights.
S
- Secured Creditor
A lender who holds a claim against a debtor's property as collateral for a loan, granting them special rights in bankruptcy. - Secured Debt
A debt backed by collateral, giving the creditor the right to seize the asset if the borrower defaults on payments. - Shareholders
Owners of a corporation who have purchased shares representing equity stake and are entitled to certain rights and claims on assets/profits. - Sole custody
Sole custody is a child custody arrangement where one parent has full legal and physical custody of the child. - Standard of Care
The level of care and skill that a reasonably competent healthcare provider would exercise in similar circumstances. - Statute of Limitations
A law that sets the maximum time period after an event during which legal proceedings must be initiated. - Subrogation
The legal right of an insurer to recover claim-related costs from the party at fault after compensating their policyholder for a covered loss or injury.
T
- Testament
A testament is a will or other instrument that disposes of one's possessions after death. - Testator
A testator is a person who makes and executes a valid will. - Title
Title denotes the legal evidence and documentation that establishes an individual's or entity's legitimate ownership rights and claims over a specific real property asset. - Toxic Tort
A legal claim for harm caused by an exposure to dangerous substance, often involving complex scientific evidence and affecting multiple individuals over extended periods. - Trade Secret
Confidential business information providing a competitive advantage, protected by law from unauthorized disclosure or use by others, given reasonable efforts to maintain secrecy. - Trademark
A legally registered symbol, word, phrase, or design that distinguishes a company's goods or services, protecting the brand identity in the marketplace. - Trustee
A person or entity appointed to manage assets or property for the benefit of another party or beneficiary.
U
- Unsecured Debt
A financial obligation not backed by collateral, where the lender relies solely on the borrower's promise to repay.
V
- Voluntary-Bankruptcy
A type of bankruptcy case initiated by the debtor themselves, where they choose to file a petition with the court.
W
- Work-Related Injury
An injury or illness arising from and during employment entitles the employee to workers' compensation benefits regardless of fault. - Workers’ Compensation
A state-mandated insurance system provides medical benefits and wage replacement to employees injured during employment, regardless of fault. - Wrongful death
A civil action against a party whose negligence or intentional act caused another person's death, allowing surviving family members to seek compensation for their loss. - Wrongful Termination
An unlawful firing of an employee in contravention of employment laws, contractual obligations or public policies.
- Aggravated Damages
Additional compensation awarded in civil cases for egregious conduct by the defendant intended to punish and deter similar behavior beyond ordinary compensatory damages. - Apportionment of liability
The legal process of allocating responsibility for damages among multiple parties involved in a civil case is based on their degrees of fault or respective contribution. - Assumption of Risk
A legal defense in negligence cases where the defendant argues that the plaintiff knowingly and voluntarily accepted the risks associated with the activity. - Attractive Nuisance Doctrine
A legal principle holds property owners liable for children's injuries caused by hazardous conditions on their property that are likely to attract curious minors. - Breach of Duty
A failure to meet the required standard of care, violating the legal duty owed. - Class Action Lawsuit
A legal procedure allowing a large group of plaintiffs with similar claims to sue a defendant collectively streamlines the judicial process and increases efficiency. - Collateral Source Rule
A rule that prevents the consideration of payments or benefits received from third parties when determining damages in a personal injury case. - Comparative Negligence
Legal doctrine that assigns fault and reduces compensation based on the plaintiff's degree of responsibility for their own injury. - Compensation
Financial reimbursement awarded to an injured party to cover losses resulting from an accident or injury, including medical expenses, lost wages, and pain and suffering. - Contributory Negligence
A legal principle bars plaintiffs from recovering damages if they are partially responsible for the injury or harm they suffered in injury, regardless of the defendant's degree of fault in the incident. - Damages
Monetary compensation awarded to a plaintiff for losses or injuries suffered due to another party's negligence or wrongdoing. - Dram Shop Law
Legal statutes holding alcohol-serving establishments liable for injuries caused by intoxicated patrons aim to promote responsible serving practices and reduce alcohol-related accidents. - Duty of Care
A legal obligation to exercise reasonable care while performing acts that could foreseeably harm others. - Duty to Warn
A legal obligation requiring manufacturers, sellers, or others to provide adequate warnings about any potential dangers associated with their products or services to consumers or users. - Informed Consent
Patient's voluntary permission for medical treatment after full disclosure of risks, benefits, and alternatives. - Intentional Tort
A civil wrong resulting from a deliberate act by the defendant to cause harm or offense to another person, regardless of the resulting damage. - Liability
The legal responsibility of any individual or entity for their actions or inactions that may result in an obligation to compensate others for damages or injuries. - Loss of Consortium
A legal claim for damages due to deprivation of familial benefits, typically between spouses, including companionship, affection, and sexual relations, caused by wrongful injury. - Loss of Earning Capacity
The reduction in a person's ability to earn future income due to injury or disability, as compared to their pre-injury earning potential. - Medical Malpractice
Negligence by a healthcare professional that deviates from accepted standards of medical practice, resulting in injury or harm to a patient. - Negligence
The failure to exercise reasonable care, resulting in damage or injury to another party. - Occupational Disease
A health condition or illness that develops due to workplace exposure to hazardous substances, environments, or activities over an extended period of time. - Pain and Suffering
Non-economic damages in personal injury cases, compensating for physical discomfort, emotional distress, and reduced quality of life resulting from an injury or accident. - Personal Injury
Legal term for physical or psychological harm caused by another's negligence or intentional act, often resulting in a compensation claim. - Premises liability
Legal responsibility of property owners or occupiers for injuries or damages suffered by individuals on their property due to unsafe conditions or negligent maintenance - Product Liability
Legal responsibility of any manufacturer, distributor, and seller for damamges or injuries resulted by a defective or dangerous products they produce, distribute, or sell. - Proximate Cause
The primary or most direct cause of an injury in a legal claim, which is sufficiently related to the harm to justify imposing liability. - Punitive Damages
Financial penalties awarded in addition to compensatory damages are designed to punish defendants for any egregious conduct and deter similar behavior in the future. - Res Ipsa Loquitur
A legal doctrine allows negligence to be inferred from the very nature of an accident or injury without direct evidence of negligence. - Subrogation
The legal right of an insurer to recover claim-related costs from the party at fault after compensating their policyholder for a covered loss or injury. - Toxic Tort
A legal claim for harm caused by an exposure to dangerous substance, often involving complex scientific evidence and affecting multiple individuals over extended periods. - Work-Related Injury
An injury or illness arising from and during employment entitles the employee to workers' compensation benefits regardless of fault. - Workers’ Compensation
A state-mandated insurance system provides medical benefits and wage replacement to employees injured during employment, regardless of fault. - Wrongful death
A civil action against a party whose negligence or intentional act caused another person's death, allowing surviving family members to seek compensation for their loss.
- Adversary Proceeding
A separate lawsuit filed within a bankruptcy case to resolve specific disputes or recover money or property. - Automatic Stay
An injunction that automatically stops creditors from pursuing collection actions against the debtor once the bankruptcy petition is filed. - Bankruptcy
Bankruptcy is a legal process for dealing with overwhelming debt and seeking relief. - Bankruptcy Code
The uniform federal law governing bankruptcy cases in the United States is codified as Title 11 of the United States Code. - Bankruptcy-Estate
The legal entity created upon the filing of a bankruptcy case, consisting of all the debtor's non-exempt assets and interests. - Bankruptcy-petition
In bankruptcy, a petition is the legal document filed by a debtor to initiate bankruptcy proceedings. - Chapter 11
A form of bankruptcy that allows businesses to reorganize their debts and assets while continuing to operate. - Chapter 13
A type of bankruptcy that allows individuals with regular income to restructure their debts through a repayment plan also called wage earner's plan. - Chapter 7
A type of bankruptcy that provides for the liquidation of non-exempt assets to pay creditors and discharge eligible debts. - Cramdown
A court-imposed debt reorganization plan in bankruptcy that allows repayment over time, despite creditors' objections, under specific conditions. - Creditor
An entity with extended credit or loaned money, possessing a legal claim for repayment from a debtor. - Debtor
A person or entity legally liable and obligated to pay money owed to creditors or lenders. - Discharge
A court order that releases the debtor from personal liability for certain types of debts. - Exempt Property
Assets protected by law from seizure by creditors or from being sold in a bankruptcy proceeding to pay off debts. - Exemptions
Legal provisions that protect certain assets or income from being seized or used to satisfy debts or liabilities. - Fair Debt Collection Practices Act (FDCPA)
A federal law that prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. - Fraudulent Transfer
The intentional transfer of assets to hinder, delay, or defraud creditors or to avoid payment of debts. - Garnishment
A legal process by which a creditor can collect payment from a debtor's income or assets held by a third party. - Involuntary-Bankruptcy
Involuntary Bankruptcy: A type of bankruptcy case initiated by creditors against a debtor who has failed to pay their debts, without the debtor's consent. - Lien
A legal claim or right against another person's property, typically to secure payment of a debt or obligation until discharged. - Means Test
Means Test: A financial assessment used to determine eligibility for certain benefits, assistance, or legal processes based on income and assets. - Non-Exempt Property
Assets that are not protected by law and can be seized by creditors or sold in bankruptcy to pay off debts. - Preference
A payment or transfer of interest to a creditor shortly before the bankruptcy filing that can be undone by the trustee if it favors one creditor over others. - Priority Claim
A debt, under bankruptcy law, must be paid before other unsecured claims in a bankruptcy proceeding due to its elevated status. - Proof of Claim
A formal, written statement submitted by a creditor to assert their right to payment in a bankruptcy case. - Reaffirmation Agreement
A legally binding contract in which a debtor agrees to remain liable for a debt after bankruptcy discharge. - Secured Creditor
A lender who holds a claim against a debtor's property as collateral for a loan, granting them special rights in bankruptcy. - Secured Debt
A debt backed by collateral, giving the creditor the right to seize the asset if the borrower defaults on payments. - Trustee
A person or entity appointed to manage assets or property for the benefit of another party or beneficiary. - Unsecured Debt
A financial obligation not backed by collateral, where the lender relies solely on the borrower's promise to repay. - Voluntary-Bankruptcy
A type of bankruptcy case initiated by the debtor themselves, where they choose to file a petition with the court.
- Alternative Dispute Resolution
Methods for resolving disputes outside of traditional courtroom litigation, such as mediation and arbitration. - Antitrust Laws
Federal and state regulations designed to promote fair competition, prevent monopolies, and protect consumers by prohibiting anticompetitive business practices and mergers that reduce market competition - Arbitration
A private dispute resolution process where parties agree to be bound by a third party's decision. - Breach of Contract
A breach of contract occurs when one party fails to fulfill its obligations under a legally binding agreement. - Contract
A legally binding agreement between two or more parties that creates mutual obligations to be performed. - Copyright
The exclusive legal right to reproduce, publish, sell, or distribute an original literary, artistic, or intellectual work. - Corporation
A legally created business entity with rights and liabilities separate from its owners, having perpetual existence and centralized management. - Limited Liability Company
A flexible business structure combining liability protection and pass-through taxation while allowing owner management involvement. - Mediation
A voluntary dispute resolution process facilitated by a neutral third party mediator. - Partnership
A business owned by two or more people who share profits, liabilities, and management responsibilities through a legally formed agreement. - Shareholders
Owners of a corporation who have purchased shares representing equity stake and are entitled to certain rights and claims on assets/profits. - Trade Secret
Confidential business information providing a competitive advantage, protected by law from unauthorized disclosure or use by others, given reasonable efforts to maintain secrecy.
- Civil Liberties
Fundamental individual rights and freedoms guaranteed by law and the Constitution against potential government overreach or oppression. - Civil Rights
The basic rights and freedoms guaranteed to individuals by a nation's constitution and laws. - Discrimination
The unjust or prejudicial treatment of different individuals or groups, typically due to characteristics like race, age, gender, disability or religion. - Equal Protection
The constitutional guarantee that all people be treated equally under the law. - Habeas Corpus
A legal instrument that requires law enforcement to bring a prisoner before the court to determine if the person's imprisonment or detention is lawful. - Human rights
Fundamental rights inherent to all human beings, regardless of race, sex, nationality, ethnicity, language, religion or other status.
- Miranda Rights
Constitutional warnings given by law enforcement to criminal suspects in custody before interrogation, informing them of their right to remain silent and to legal counsel.
- Bait and switch
Bait and switch is a deceptive marketing tactic advertising low prices to lure customers, but promoting higher-priced goods instead. - Consumer
An individual or household that acquires goods and services, primarily for personal, family, or household purposes, rather than for commercial resale - Consumer Protection
The laws, regulations, and practices designed to safeguard the rights and interests of consumers, prevent deceptive or abusive business practices, and ensure fair trade. - Cooling-Off Period
A legally mandated time frame during which a consumer has the right to cancel a purchase or contract without penalty. - False Advertising
Intentionally making false or misleading statements about a product or service in advertising or marketing materials. - Lemon Laws
A statute that provides remedies for consumers who purchase defective vehicles, typically allowing for a refund or replacement.
- Arraignment
Arraignment is the initial court appearance where criminal charges are formally read to the defendant, who then enters a plea. - Bail
Money or bond paid to allow temporary release from custody, ensuring defendant's future court appearances. - Reasonable doubt
Lack of sufficient evidence preventing conviction of a defendant, meaning proof fails to overcome reasonable doubt
- ADA Compliance
dherence to the requirements set forth in the Americans with Disabilities Act (ADA) regarding accessibility and non-discrimination. - Disability discrimination
Unlawful differential treatment toward individuals based on their physical, mental, or cognitive impairments. - Disability harassment
Hostile or offensive conduct directed at individuals with disabilities, creating a hostile work environment or denying equal access to services. - Disability Rights
Legal protections and advocacy efforts aimed at promoting the rights and dignity of individuals with disabilities. - Reasonable accommodation
Modification or adjustment made by an employer, educational institution, or public entity to enable individuals with disabilities to perform essential job functions or access services.
- Alimony
A court-ordered financial support paid by one spouse to the other after divorce or legal separation. - Annulment
An annulment is a legal decree that retroactively declares a marriage invalid or null and void. - Child Custody
Child custody refers to the legal determination of parental rights and responsibilities regarding the care and upbringing of minor children. - Divorce
Divorce is the legal dissolution of a marriage by a court or other competent body. - Marriage
Marriage is a legally recognized union between two individuals, establishing rights and obligations. - Sole custody
Sole custody is a child custody arrangement where one parent has full legal and physical custody of the child.
- Constructive Discharge
When an employer makes working conditions so intolerable that a reasonable employee is forced to resign. - Discrimination
The unjust or unequal treatment of an employee based on protected characteristics like race, color, religion, sex, national origin, age, or disability. - Disparate Treatment
Intentional discrimination against one or more individuals based on their protected characteristics. - Employment-at-will
A doctrine that allows an employer to terminate an employee for any reason, without cause, as long as it's not illegal discrimination or retaliation. - Hostile Work Environment
A workplace where offensive or abusive behavior creates an intimidating, hostile or abusive atmosphere for employees. - Wrongful Termination
An unlawful firing of an employee in contravention of employment laws, contractual obligations or public policies.
- A Will
A will is a legally binding document that outlines an individual's wishes for the distribution of their assets after death. - Executor
The person or entity legally appointed by a testator to administer their estate, manage assets, pay debts, and distribute property per their will's instructions. - Intestate
Intestate refers to the condition of dying without a legally valid will in place. - Intestate succession
The legal process by which a deceased person's estate is distributed to heirs according to state laws when no valid will exists. - Probate
A comprehensive court-supervised legal process of authenticating a deceased person's will, appointing an estate administrator, settling debts and taxes, and distributing remaining assets. - Testament
A testament is a will or other instrument that disposes of one's possessions after death. - Testator
A testator is a person who makes and executes a valid will.
- Escrow
Escrow is a legal arrangement where a third party holds assets or funds until specific conditions are met by transacting parties. - Litigation
The process of resolving disputes through the court system by filing a lawsuit. - Statute of Limitations
A law that sets the maximum time period after an event during which legal proceedings must be initiated.
- Covered Entities
Organizations and individuals required to comply with HIPAA rules for handling protected health information. - Healthcare Proxy
A legal document appointing someone to make healthcare decisions on a person's behalf if they become incapacitated. - HIPAA
The Health Insurance Portability and Accountability Act, a federal law that sets standards for protecting patient health information privacy and security. - Informed Consent
Patient's voluntary permission for medical treatment after full disclosure of risks, benefits, and alternatives. - Medical Malpractice
Professional negligence by a healthcare provider through actions or treatment that deviate from accepted standards of practice, resulting in harm to a patient. - PHI
Protected Health Information (PHI) is any individually identifiable health data protected by HIPAA privacy standards. - Standard of Care
The level of care and skill that a reasonably competent healthcare provider would exercise in similar circumstances.
- Alien
A foreign-born individual who is not a citizen of the country they reside in. - immigrant
A foreign-born individual who has been granted lawful permanent resident status in a country. - Lawful Permanent Resident
An immigrant who has been granted the right to live and work permanently in a country (also known as a "green card" holder in the U.S.). - Naturalization
The legal process through which an immigrant acquires citizenship or nationality of a foreign country. - Nonimmigrant
A foreign national admitted to a country for a temporary period and a specific purpose, such as study, work, or travel. - Refugee
An individual who has been forced to flee their home country due to persecution, war, or violence.
- Beneficiary
The person or entity designated to receive benefits or proceeds from an insurance policy. - Claim
A formal request for payment or benefit under an insurance policy after a covered event occurs. - Coverage
The specific risks, losses, or events outlined in an insurance policy for which the insurer agrees to provide financial protection or compensation. - Insured
The individual or entity that purchases insurance coverage and whose interests are protected by the insurance policy. - Insurer
The insurance company or entity that provides insurance coverage and assumes risk in exchange for premiums. - Policy
The written contract between the insured and the insurance company that outlines the terms, conditions, and coverages of the insurance agreement. - Premium
The amount paid by an insured to an insurance company for coverage under a policy.
- Copyright
The exclusive legal right to reproduce, publish, sell, or distribute an original literary, artistic, or intellectual work. - Intellectual Property
Creations of the mind, such as inventions, literary and artistic works, symbols, and names, that are protected by law. - Patent
A legally-enforced right to exclusively make, use, and sell an invention for a limited time. - Public Domain
Works that are not protected by intellectual property rights and are freely available for public use. - Royalty
A payment made to an intellectual property owner for the use or exploitation of their intellectual property rights. - Trade Secret
Confidential business information providing a competitive advantage, protected by law from unauthorized disclosure or use by others, given reasonable efforts to maintain secrecy. - Trademark
A legally registered symbol, word, phrase, or design that distinguishes a company's goods or services, protecting the brand identity in the marketplace.
- Complaint
The legal document filed by the plaintiff that initiates a lawsuit and outlines the claims and requested relief. - Defendant
In a civil lawsuit, the defendant is the party against whom allegations and a claim for relief are made by the plaintiff. - Discovery
In a civil lawsuit, discovery is the pre-trial process where each party can obtain evidence and information from the opposing party. - Lawsuit
A lawsuit is a legal proceeding initiated by a plaintiff against a defendant in a civil court. - Motion
In a lawsuit, a motion is a written request made to the court asking for a specific ruling or order. - Plaintiff
The party who commences a civil lawsuit by filing a legal claim against another party (the defendant).
- Deed
A deed is a legal instrument that conveys ownership rights of real property from one party to another. - Eviction
Eviction is the legal process of removing a tenant or occupant from a rental property due to violation of the lease terms. - Foreclosure
Foreclosure is a legal process where a lender seizes and sells mortgaged property due to borrower's failure to repay the loan. - lease
A lease is a legal contract that conveys the right to use or occupy real property for a specified period in exchange for consideration. - mortgage
A mortgage is a legal instrument securing a loan with real property as collateral, allowing lender recourse if borrower defaults. - Real estate
Real estate refers to the legal ownership and rights associated with landed properties, including residential, commercial, industrial, and other types of real estate. - Title
Title denotes the legal evidence and documentation that establishes an individual's or entity's legitimate ownership rights and claims over a specific real property asset.